An excerpt from the book – “Money tips from the Budget Bitch”  

Don’t be afraid to say no

Many of us grew up when money seemed to be in short supply. In actual fact, our parents only bought things that they had the ‘cash’ for. Not a bad idea, but it always seemed (at the time) as if they were saying “no”.

Obviously, at the time, we felt a bit dejected that we couldn’t have everything that we’d have liked but we were clothed, educated and fed. Generally, it was a happy time in our lives.

Naturally, we all want the best for our children and we don’t want to deny them anything, but it is OK to say No.

After all, we didn’t grow up to be such deprived people, did we?

And the positive action for this…

Do stand in front of the mirror every day and repeat “I’m sorry; we can’t afford it right now”.

Say it 10 times every day until you’re comfortable that you can say ‘no’ without feeling guilty.

It’s ok to have a giggle when you’re doing this.

©   Carmel McCartin – Budget Bitch

And don’t forget – (The views expressed in this blog are the personal opinions of the author. Don’t rely on them to make financial decisions; you have to make up your own mind. If you don’t like the content – then either stop reading or send me an email)