Should I buy it?

Recently, I was shopping at a discount supermarket type of store, and found that they had a great sale on microwave ovens. Stainless steel, microwave cooking and convection oven with a grilling option; for the sale price of $169, it was definitely a good price. The price was at least $330 cheaper than its closest competitor.

My current microwave oven is fifteen years old. I use it every day for more than just reheating food and boiling water. At fifteen years of age, it probably will not last for even another ten years. Appliances seem to be ‘made to be replaced’ these days.

My dilemma – do I purchase this sparkling new oven or not?

I found myself starting to sell the idea of a new oven to myself…. My old microwave is getting past its use by date. How much longer will it last? If I let this excellent sale priced one go, will I get something as good when mine really does cark it? This one has a three year warranty. This one has newer and more sophisticated features than my old one. I’d really, really like this oven. I can see it in my kitchen.

Impulse buying is the thing that truly brings our budgets undone. The temptation to purchase all the new and shiny things at sensational prices when they’re on sale is enormous. Who even needs a salesperson these days? Great marketing and even better sale prices are enough to make us sell the product to ourselves.

Its very easy to lose sight of our financial plan which in turn puts all our other plans behind.

So I did what a good Budget Bitch should do – I went home and thought about it. I looked at all the pros and cons. I realised that whilst I really did want it – I didn’t really need it.

For those of you who think that I could have saved at least $330 in the purchase of this oven – let me remind you that I would have had to spend $169 to buy something I didn’t need. And the savings only work if I put the difference between what I paid and what I could have spent, into a savings account.

Therefore I didn’t save anything. And I didn’t spend anything. I left my money in the bank.

Don’t let yourself be fooled by the marketing. We go shopping to spend money.

If you want to save money, then stay at home.

(c) Carmel McCartin –  Budget Bitch

And don’t forget – (The views expressed in this blog are the personal opinions of the author. Don’t rely on them to make financial decisions; you have to make up your own mind. If you don’t like the content – then either stop reading or send me an email)



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