How to control your spending

Don’t carry plastic cards when you can pay just as easily with cash.

It’s so easy to carry only a plastic card in your wallet these days. No longer do you have to worry about not having enough money in your pocket. Using a plastic card means you won’t need to be embarrassed by discovering that you’re short of cash when you get to the checkout.

But it’s very hard to keep track of how much you are spending with a plastic card. Unless you write down every cent immediately, by the end of the day you will no idea of exactly how much you have spent.

If you plan each shopping trip and take enough cash to cover the purchases, you will be in a much better position at the end of the day.

Try this for one week … calculate how much you will need for food and fuel, then have that cash in your wallet. Use the cash and only that cash! Have a look at your bank balance afterwards.

Be prepared to be surprised.

 

 

Carmel McCartin – Budget Bitch

And don’t forget – (The views expressed in this blog are the personal opinions of the author. Don’t rely on them to make financial decisions, you have to make up your own mind. If you don’t like the content – then either stop reading or send me an email)

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