Happy New Year

It’s the start of a new year – 2017.

Now that we’ve got the past year and all its trials and tribulations behind us, we can start afresh and begin this year with a clean slate. Wouldn’t it be great if we had a crystal ball and could see what this year holds for us all!

Of course, at this time of year, we hear much about ‘New Years Resolutions’ – “have you made any?”, “did you keep the ones you made last time?”, “do you make different ones every year or do you trot out the tired old ones that don’t seem to make it past the first few weeks?”.

When the topic was raised at a family BBQ, it was interesting to hear the different explanations about the practice to the younger generation. It was summed up beautifully by one young nephew – it’s really planning your goals for the next year”. 

According to some newspaper polls more than 33% of the population resolves to pay off their credit cards each year, but statistics also show that 60% of New Year Resolutions are long forgotten by June.

It’s a great idea to plan some goals for the coming year but if your list is very long you may find that you struggle to achieve too many of them. Sometimes it’s easier to just have three or four resolutions, make a plan that works towards the end result, and then you will find that you can conquer them all. There will be slip-ups along the way but if you stick to the plan you’ll soon get the result that you want.

Don’t forget to make a ‘family’ resolution this year, after-all they’re the important people that make our lives worthwhile. A ‘financial’ goal is also a great way to start the New Year.

If you’ve got your budget under control – keep up the good work! If you’d like a health check for the state of your finances – please don’t hesitate to give us a call.

 

(c)  Carmel McCartin – Budget Bitch

And don’t forget – (The views expressed in this blog are the personal opinions of the author. Don’t rely on them to make financial decisions, you have to make up your own mind. If you don’t like the content – then either stop reading or send me an email)

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