Christmas is Coming

How many times do you think you’ll hear that between now and December?

Well whether we like it or not, Christmas is just around the corner and now is the perfect time to start planning and get ready.

No matter whether you have a whopping big family get-together or just a small one, it’s wise to do some pre-planning for the big day (or days if it extends into Boxing Day).

Prepare a menu and if your whole family is coming – split it into manageable bits to share the workload around. If everyone helps, it’s going to be a whole lot easier; particularly on your wallet. Start stocking up now and look out for those specials at the supermarket, liquor shop or wherever. There are heaps of opportunities now to buy the things you need, at the price you want.

When it comes to gifts – start with a list of everybody that you have to buy for and then keep it handy every time you go shopping. Look out for bargains, cross them off the list and put them away for Christmas. It makes heaps of sense to do this gradually now rather than running around like a head-less chook a few days before Christmas.

It’s even better if you can spread the shopping over the next 2 months– that way you can pay for it more easily rather than leaving it to the last minute. Nobody likes getting that terrible credit card bill in January; it certainly takes the gloss off a wonderful event.

So get on your skates, get your list out and go for it. 

And by the way – it’s less than 90 days to Christmas.

©   Carmel McCartin – Budget Bitch

And don’t forget – (The views expressed in this blog are the personal opinions of the author. Don’t rely on them to make financial decisions; you have to make up your own mind. If you don’t like the content – then either stop reading or send me an email)